Travel Payment Systems and Financial Controls

Consultancy & Advisory

Explore how travel businesses can strengthen payment integrity, prevent fraud, and manage supplier disbursements with precision. Antravia’s advisory explains how to protect revenue, control cashflow, and build reliable financial processes.

Antravia's Finance & Accounting Services

Consultancy & Advisory for the Travel Industry - Services

Save More. Grow Faster. Build a Resilient Travel Business.

Revenue Integrity & Payment Systems

Secure your income from the moment a client pays.

We help travel businesses design payment and fraud frameworks that protect every dollar. From merchant-of-record setup and processor benchmarking to chargeback prevention and reconciliation accuracy, our advisory ensures clean, traceable revenue at every stage.

Merchant-of-Record and payment-gateway design

Fraud and chargeback prevention frameworks

PCI-DSS and card-vault compliance

Reconciliation between booking, payment, and accounting systems

Revenue assurance and audit trail setup

Protect your working capital with structured, auditable supplier payments.

We advise on virtual credit card programs, delayed disbursement models, supplier KYC, and refund controls thus ensuring money only moves when it should. Strengthen supplier trust while maintaining liquidity discipline.

Virtual credit card programs and accounting treatment

Supplier vetting, KYC, and payment sequencing

Escrow and delayed-disbursement policies

Refund and commission control workflows

Manage global cash with confidence.

Our treasury advisory covers FX exposure, multi-currency account structures, and forecasting models tailored for international travel companies. We help you reduce currency losses, stabilise liquidity, and build transparent cash reporting across markets.

Multi-currency account structures and bank relationships

FX exposure mapping, natural hedging, and cost reduction

Treasury dashboards and liquidity stress testing

Payment-corridor optimisation across US, UK, EU, and UAE

Supplier Payments & Disbursement Controls
Treasury, FX & Liquidity Strategy
Financial Governance & Corporate Architecture

Build financial structures that stand up to scrutiny.

We design internal controls, policy frameworks, and governance models that keep your finance function audit-ready. From board-level reporting to intercompany control, we help travel businesses operate with clarity and accountability.

Entity structure review and intercompany control setup

Financial-statement preparation and internal policy design

Risk management documentation for lenders, investors, or auditors

Finance system integration and internal-control testing

Turn financial data into meaningful performance insight.

We create reporting dashboards and profitability frameworks that show where your business earns, leaks, or lags. Benchmark performance by destination, channel, or partner and make decisions backed by real numbers and not assumptions.

Margin analysis by destination, client, and channel

Cashflow and performance KPI dashboards

Benchmarking against travel-industry financial ratios

Management reporting packs and board-level analytics

Make your systems work together, not against you.

We align booking, CRM, and payment platforms into clean financial workflows. From automation design to API integration and data governance, we ensure your operational tech supports accurate, real-time financial control.

Mapping data flow between booking, CRM, payment, and finance systems

Designing automations that reconcile deposits, refunds, and commissions in real time

Integrating payment processors and gateways with accounting for clean audit trails

Implementing middleware or API connections to remove manual data handling

Setting access controls and audit logs to prevent financial manipulation

Ensuring data consistency for accurate reporting and cashflow visibility

Performance & Data Analytics
Technology, Automation & Financial Integration

Who we work with

• Independent and hosted travel advisors

• Tour operators and DMCs

• Boutique hotels and resorts

• Online travel platforms and booking engines

Why Antravia

Decades of travel-industry finance experience.

We understand how travel money flows, from commissions and packages to OTA settlements and FX exposure.

Our clients trust us because we speak the language of both accountants and travel professionals.

The travel industry doesn’t follow standard accounting rules. Our team specialises in reconciling and reporting across complex distribution channels and multi-currency environments.

  • Deep travel finance expertise. We understand agency, hotel, and operator models end to end.

  • Technical precision. Every recommendation is designed to integrate cleanly with your systems and financial reporting.

  • Operational realism. Advice you can actually implement and not theory detached from daily travel operations.

  • Global perspective. Experience across the U.S., UK, Europe, and the UAE ensures your structure is compliant wherever you trade.

  • Focus on control and resilience. We don’t just help you grow, we help you grow safely.

Payments & Controls - Expert Guides

We bring together Antravia’s advisory insight across the six pillars of consultancy.travel — from payment integrity and supplier control to treasury, governance, performance, and technology. This section focuses on how travel companies manage the flow of money through their businesses: how systems connect, how controls are built, and how every transaction contributes to financial stability and growth.

Each article draws on real-world experience from global travel finance, showing how hotels, DMCs, and travel agencies can apply professional financial architecture in practice. You’ll find guidance on structuring payments, managing FX exposure, strengthening reconciliation processes, and using liquidity planning to build resilience.

These pieces are written for finance directors, controllers, and business owners who want to run their organisations with precision - where every process supports profit, compliance, and long-term control.

Virtual Credit Cards in Travel: Accounting Risks and Opportunities

Following our Antravia VCC paper, this guide explains how virtual credit cards affect travel agents and hotels. Learn about FX mismatches, breakage, cancellations, and how to protect your margins with the right accounting. Link

Payment Gateways for Travel Agents: What you need to know

Travel agents face hidden costs in Stripe, Adyen, PayPal, and more. Antravia explains payment gateways, merchant of record vs. pass-through models, chargeback risks, and how to reconcile payments in your accounting system. Link

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Chargebacks in Travel & Hospitality: How to protect your Margins

Chargebacks cost travel agents and hotels far more than lost bookings. Learn the real numbers, common risks, and proven strategies to reduce disputes and protect profit. Antravia’s expert accounting insights draw on our upcoming white paper for travel payment strategy. Link